Terje Kjøs is the Chief Executive Officer of Banqsoft, a leading provider of software solutions to the banking and financing industry. With over two decades of experience from the banking IT sector in Europe, including roles in Evry and Santander, Terje has a strong experience with software implementations in banks across Europe. He has been instrumental in driving the company's international expansion, and do often speak about how to enable financial innovation and the importance of domain knowledge when doing digitalization.