Svein Ove spent the first 10 years of his career at Sparebanken Vest and has been involved in anything from the first proper online banking for businesses to the establishment of Buffer, Bulder, and Folio. When the 10th anniversary approached, the urge to build something new became too great, and the director's job was abandoned in favor of the relatively new start-up company Kravia. The company entered Finland in 2022 and Sweden in early 2023 - and is therefore one of the few fintechs from Vestland that have taken the step out of Norway.